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This is determined by your delivery destination and will be displayed at checkout before placing your order. Unless you are paying with cryptocurrency, if your local currency is unavailable, your order will be charged in USD at a competitive exchange rate.
If you pay by debit card, credit card, PayPal or cryptocurrency, NISANURBUTIK LTD (or its affiliates as applicable) will take payment when you place your order.
In selected countries, we accept payment instalments with Klarna and Afterpay.
We only accept credit card instalments as payment in Brazil.
For your safety, security checks are taken on all payments made to us at the time of purchase.
Absolutely. We keep your personal information confidential and only give it out with your consent or if legally permitted. For further details, view the NISANURBUTIK LTD Privacy Policy here
How does Klarna work?
Klarna is a payment provider offering flexible payment options including Buy Now, Pay Later. Once you’ve placed your order on NISANURBUTIK LTD , you’ll be redirected to Klarna, where you’ll be asked to enter your card details. To check your eligibility, Klarna will perform a soft search with a credit agency which will not affect your credit score.
In order to offer you Klarna’s payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with Klarna’s own privacy notice.
For more information, view Klarna’s Privacy Policy here
Am I eligible for Klarna solutions?
To use Klarna solutions you must be at least 18. Klarna offers Buy Now, Pay Later solutions. Whilst this option is widely promoted, Pay in 3 interest-free instalments and Pay in 4 interest-free instalments are subject to your financial circumstances. When choosing these Buy Now, Pay Later solutions, our assessment will not affect your credit rating. Maximum spends* apply to every order, and you’ll only be able to use Klarna Buy Now, Pay Later solutions if you have a delivery and billing addresses at the markets we offer Klarna. Maximum spends: France (1500 EUR), Italy (2000 EUR), United Kingdom (£1500), United States ($1500).
What happens if I cancel or return my order?
As soon as NISANURBUTIK LTD have accepted your cancellation or return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be accepted in the Klarna app immediately and your refund will be processed within 57 business days.
What happens if I don’t pay for my order?
Klarna will automatically attempt to collect your payment from the debit or credit card you entered at checkout. If Klarna is unable to collect your payment on the scheduled due date, Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna will notify you two days before a payment is due and then attempt to collect your payment. Payment is due 30 days after the item is shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive a push notification from the Klarna app or email reminders to pay – and, if very late, we’ll also send you a text or letter, too.
You will not be charged fees or interest for late and missed repayments. Your credit score will not be impacted by using Klarna, even if you have failed to pay on time. If you fail to make a payment you will be in default, and may be unable to use the service in the future. Klarna may continue to attempt to collect overdue and currently due payments on following due dates, or invoice you separately for the unpaid total. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on our behalf. Debt collection agencies are used as a last resort.
